Stockpile Review

Stockpile Review [Stockpile Investments 2022]

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Stockpile Review 

It can be really hard to get started with investing, especially during the Coronavirus pandemic. The lockdowns that have been enacted to limit the virus’ spread have led to widespread unemployment and underemployment, and most people don’t have the income to commit to an investing plan.

However, thanks to the internet and some great personal finance platforms, it is easier to get started investing small amounts of money; one of these platforms, Stockpile, will let you begin building your investment portfolio with tiny stock trades you can finance with the change in your pockets.

Let’s take a closer look at Stockpile, so you can see if micro-investing is a good strategy for you. 

Onto our Stockpile review!

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Is Stockpile Legitimate?

What is Stockpile?

Is Stockpile legitimate? Stockpile is a financial services company that was founded in 2010 in the San Francisco Bay area, where it is currently based.  The platform allows registered users to make small, inexpensive trades in stocks and exchange traded funds, or ETFs.

Trades only cost .99 cents each on the Stockpile, and you are able to buy fractional shares, or percentages of stock shares, on the platform as well, making it easy for users to invest small amounts of money.

Stockpile is also known for its gift card feature, which allows users to purchase and exchange gift cards that can be redeemed on the site and used to buy investment securities. 

Eligibility Requirements

In order to use Stockpile, you must be an American citizen or resident of the United States over the age of 18. There is no minimum investment requirement for the platform, however. 

How it Works

Like many other micro-investment platforms, Stockpile is very simple to use. It only takes a few minutes to sign up for the platform, after which you will link it to your checking account. You’ll also be able to use the Stockpile mobile apps to manage your account, which are available for Apple and Android devices. Once you are all signed up, you’ll be able to begin investing in earnest in stocks and ETFs on the platform at 99 cents per trade. 

Since Stockpile allows you to buy fractional shares of stocks and ETFs, you won’t have to wait until you have enough money on hand to purchase an entire share of stock; instead, you can invest what you have and purchase a fractional share of stock on the platform with whatever money you have. This is a great feature for people who want to start investing right now but have limited funds available due to the COVID lockdown or other financial hardships.

Stockpile is also known for its gift card feature. For a small fee, users can provide gift cards for other people with a cash value to redeem on the platform. There are e-gift cards and physical gift cards available on Stockpile. The gift cards do not expire, and recipients, once they create a Stockpile account account of their own, can redeem them to purchase stocks or ETFs on the platform. The gift cards can be a great birthday or holiday present to young people or other investment novices, since they can help them get interested in and started on investing. 

Stockpile Logo

Stockpile Reviews & Complaints

Stockpile has a rating of 4.4 out of 5 stars on Trustpilot with over 700 reviews, which is considered excellent. Of those reviews received by individual Trustpilot users, over 66 percent of them are excellent, and only 5 percent of them are bad. However, Stockpile has a “C-“ rating with the Better Business Bureau and is not accredited with the BBB. Additionally, the BBB website indicates that it has received 84 complaints about Stockpile in the last three years, and 25 complaints about the platform in the past year.

Stockpile Pros & Cons

Here are some of the key pros and cons for Stockpile you should consider: 


  • Ease to Get Started. With its terrific interface and well-designed mobile apps, it is easier than ever to get started investing on the Stockpile platform. . 
  • Low Cost. There is no minimum balance required in Stockpile, no annual fees, and trades on the platform only cost 99 cents, a real bargain.  
  • Gift Cards. It is really easy to use this platform’s gift cards to provide a meaningful gift to people and get them interested in personal finance and investing. 


  • Mixed Reviews and Existing Complaints. While it is rated high on Trustpilot, Stockpile has a low rating and a significant number of open complaints with the Better Business Bureau, indicating that some customers are dissatisfied with the platform.  
  • Limited Types of Securities. You can only invest in Stocks and ETFs on Stockpile, there are no options to invest in securities such as mutual funds or bonds.   
Stockpile Alternatives

Stockpile Alternatives

There are other innovative micro-investing platforms available to consumers. Some alternatives to Stockpile you may want to consider include: 

Stockpile Review: Parting Thoughts

If you’d like to get started investing but you don’t have a lot of cash on hand, Stockpile can get you rolling really fast. The platform is easy to use and doesn’t cost much, and will let you put whatever spare change you have lying around to good use earning a return. So, as you ponder whether or not to start investing in the new year, make sure you give Stockpile a close look.

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