LendingTree Review

LendingTree Review [Is LendingTree Legit? 2021]

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LendingTree Review

There is a multitude of financial websites out there that you should bookmark on your computer, so you have them close at hand when you need them. If you haven’t saved LendingTree in your browser yet, you should definitely do it as soon as you’re done reading this review. While LendingTree is best known as a hub for finding a home, car, and other loans, it also has much more to offer. Beyond its loans, the site also offers other services, tools, and information that can help get you in the best financial shape possible. Let’s take a closer look at LendingTree.

Lending Tree Logo

What is LendingTree?

LendingTree is an online lending marketplace, billed as the world’s largest online hub for bringing borrowers and lenders together. Founded initially as CreditSource USA in 1996, the company eventually was renamed LendingTree as it went national a few years later.

Prospective borrowers who are looking for a loan to purchase or refinance a home, buy an automobile, take out a personal loan, or finance their business can use LendingTree to shop for the loan they’re looking for.

A quick search on the website can help people shop, compare, and select the best loan available to meet their needs. It is important to note that LendingTree itself is not a lender; it is a marketplace platform that brings lenders and borrowers together.

Onto our LendingTree review!

LendingTree Loans

Services Offered

Since its humble beginnings in the mid-90s, the LendingTree platform has since grown considerably, and now includes great financial tools for consumers interested in taking control of their finances.

The site offers support for debt management, credit cards, and other services.  You can use LendingTree to find the best rates on insurance, or refinance your student loans, as well. You can even use LendingTree to check your credit score or use its built-in calculator to determine your mortgage payment as well.

Beyond its flagship website, LendingTree also has apps available in Google Play or the App Store, so you can access its resources on your laptop, phone, or other mobile devices. 

  • Debt management services
  • Credit cards
  • Insurance
  • Refinance student loans
  • Check your credit score
  • Calculate mortgage repayments
  • Loans

How Does LendingTree Work?

Signing up for and using LendingTree is simple. If you’re looking for a loan or other financial product, click on the broad category that you’re interested in. The site will give you a series of prompts to answer about yourself, the size and purpose of the loan or other financial instrument you are shopping for, and other data until LendingTree has zoomed in on exactly what you’re looking for. Then, the site will provide several different loans or other product options for you to compare; LendingTree also makes it really easy to reach out and contact the lender or other financial services provider as well.

Customer Service

Individuals who have questions about LendingTree or its services can look for answers themselves on its intuitive website, which has a decent search function. Interested parties can also call the LendingTree customer service number 1-800-813-4620 during the site’s hours of operation to talk to a customer service representative as well.

Lending Tree Reviews

LendingTree Reviews

LendingTree has 4.4 stars on Trustpilot based on over 8000 reviews, which is considered excellent. 81 percent of reviewers rated LendingTree’s services as excellent, while only 5 percent rated them as poor or bad. Reviewers who rated LendingTree as excellent noted the site’s ease of use, good customer service, and overall responsiveness. Conversely, some reviewers rated LendingTree as bad due to the number of phone calls and email spam they received after creating an account and providing their financial information on the site, or because of their inability to find a lender through the site.

Reviews for LendingTree:

  • LendingTree Trustpilot: 4.4 stars out of 5
  • LendingTree BBB: 1.75 stars out of 5

LendingTree Pros and Cons

Here are some of the key pros and cons for LendingTree you should consider: 


  • Ease of Use. Using the website to shop for and compare loans and other financial products is as simple as it gets on LendingTree’s site.
  • Customer Service. Users have been impressed with LendingTree’s prompt responses to customer queries and believe the site’s support is excellent. 
  • Freebies. LendingTree has great tools built into its website, such as a loan calculator and information on mortgage rates that don’t require any account or payment to use. 


  • Spam. Users have reported increased levels of telemarketer calls and spam emails from financial services after providing their personal information to the site. 
  • Not a Lender. LendingTree is a market to bring lenders and borrowers together; you’ll still have to work with a bank to actually secure your loan.

LendingTree Alternatives

There are other websites offering services comparable to LendingTree; these sites include: 

Each one of these LendingTree competitors has its own advantages and drawbacks; some, like LendingClub, operate on an entirely different model than LendingTree’s system, while others offer more modest services. Ensure you do your own analysis to find the service that works best for you.

Frequently Asked Questions

We answer the most commonly asked questions about LendingTree below.

Is LendingTree Legit?

LendingTree is a legitimate company offering a comparison shopping tool for people looking for car loans, personal loans, home loans, and business loans.

Parting Thoughts: LendingTree Review

If you need a loan for personal or business use, LendingTree can be a great tool for comparison shopping the best loan for your requirements. It is also loaded with powerful financial tools and timely, relevant information as well. So, bookmark the site, and start using it whenever you need to find a lender or require other critical financial information. 

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