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How To Fill Out A Money Order
Need some assistance with filling out a money order? You certainly came to the right place. Today, we are going to cover the intricacies of money orders and all of the information that is needed to successfully complete one.
If you aren’t familiar with filling out money orders, that’s probably the main reason you’re reading this. Conversely, you may be new to the concept of money orders and are looking for some information on why anyone would use them instead of cash.
Well, many people understandably feel uncomfortable carrying cash. A money order is safer to carry, as it requires some identification to use. If someone were to steal your wallet or purse, cash could easily be spent without identification, whereas a money order could not.
For many people, this is a safeguard that protects them and allows them to avoid carrying credit cards and cash.
With that out of the way, join us as we share how to fill out a money order. Walmart and other stores have money centers or service desks that can also assist you if you need a hand.
So if you forget our examples, simply ask an assistant to walk you through it.
What You’ll Need
Knowing how to fill out a money order from Chase and how to fill out a money order from CVS, for example, can be slightly different from one another. Each money order can have formats that look different.
But it’s important not to let it confuse you. The information that they need is going to be the same – it just might be placed on the money order differently.
With that, let’s look at the basic information that most money orders are going to need from you.
- Payment amount
- Payee’s address
- Account number
- Payee’s name
Aside from successfully completing the money order, you will need to have a way to pay for it. Most issuers of money orders will accept cash, credit/debit cards, and traveler’s checks as a valid form of payment.
How to Fill Out a Money Order
When you buy a money order, you’ll need to give the issuer the amount that it’s for. The issuer will then give you a paper document with that amount on it, so you don’t necessarily need to fill it in.
You should see a line that says “Pay to the order of:” or similar verbiage. Sometimes the money order may simply say “Payee” or “Pay to.” It is very important that you fill in the name of the person or institution you are paying.
If you leave it blank, anyone can fill in their name and cash your money order. Depending on the issuer and the format of their money order, you may need to fill in the name of the person you are paying in another field, as well. This helps to prevent fraudulent activity and theft.
Many money orders will also ask you to enter your home address. However, you can opt to leave this field blank for privacy matters. However, you should ask the issuer what their policy is before proceeding.
If you ask how to fill out a money order USPS, you will likely be told that you have to provide both your address and the recipient’s address.
How to Fill Out A Money Order Post Office
When filling out a money order from the post office, for example, you may be afforded a space that allows you to enter in a memo. This section gives you space to write special instructions if any apply. Or, you may use it to write in the reason for the payment, such as for your electric bill.
Lastly, many money orders require you to sign your name in the “Signature” field. It is important to understand that you never sign the back of a money order. This is where the person receiving the money order signs. You will always sign somewhere on the front if space is provided.
If you know how to fill out a money order for rent, you also know how to fill out a money order for child support or any other purpose. Just make sure that you hang on to all copies and paperwork that accompany your money order purchase.
You might need this documentation if you have to cancel your money order, or for help in tracking its payment history.
How to Fill In A MoneyGram Money Order
And that’s all there is to know about how to fill out a money order. The same rules apply to how to fill out a MoneyGram money order. You can pick these up at your local Walmart, so if you need help figuring out how to fill out a money order from MoneyGram, simply ask an associate for assistance.
As long as you know how to write a check or a money order, you shouldn’t have any trouble filling out a MoneyGram money order.
How to fill out a money order from Western Union
There are a few steps involved when filling out a Western Union money order:
Write the payee name: Here you want to write the name of the person or entity you are sending the money to in the “PAY TO THE ORDER OF” field.
Add your details: Write your full legal name and current address in the field labeled either “From,” “Sender,” “Remitter,” or “Purchaser.”
Sign the money order: Next, you need to sign the money order on the front (don’t sign the back, that is for the receiver).
Keep the receipt: Keep the detachable receipt for your records so you can track when the recipient has made the deposit.
To purchase a money order from Western Union you will need to find your nearest branch and pay for it using either cash, a traveler’s check, or your debit card.
Frequently Asked Questions
Do Money Orders Have a Limit?
Yes. Most money orders let you send up to $1,000. If you have to send more than that, you will need to buy additional money orders.
Pros and Cons of Money Orders
For buyers of money orders, this is one of the safest ways to make a payment. Unlike traditional checks, money orders let you reserve the right to omit certain information, giving you a level of autonomy in making purchases.
And since many organizations are moving away from checks, money orders make excellent alternatives. Plus, money orders are widely available. From Walmart to the post office, you can usually find a money order service nearby.
Still, you will have to pay a small fee to use this service. Although it’s only a few dollars at most, this is one of the cons of using money orders.
Another potential problem is that money orders are often used in scams, so it’s important to verify a money order as legitimate.
The rules for filling out money orders are pretty universal. If you know how to fill out a money order from Western Union, you’ll know how to fill out a money order from Walmart and any other place that issues them.
If you’re concerned about privacy and safety, money orders are still one of the best forms of payment that you can use.
You might also be interested in our Chargebee review.